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The Best Credit Cards - Top Offers & Reviews 2020

First Citizen Citi Credit Card

Citibank | Citibank Credit Cards

Card: Visa/Master

Rewards Type: Shopping And Cash Back

Welcome Offer: Welcome and First-use Benefits worth Rs.2050--2 Shoppers Stop vouchers worth Rs.250 each redeemable at Shoppers Stop within the first month of Card issuance. Each voucher can be redeemed against a minimum spends of Rs.2,500 at Shoppers Stop. 2) Shoppers Stop voucher worth Rs.500 redeemable at Shoppers Stop outlets. The voucher can be redeemed against a minimum spend of Rs.2,500 on Private Brands only At all other merchant establishments earn 1 First Citizen Point per Rs.100 in purchases.

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Shop at Shoppers Stop using your First Citizen Citibank Credit Card and earn up to 7 First Citizen Points per Rs.100 spent. 2) For 7 points earned at Shoppers Stop on in-store brands (5 from Shoppers Stop and 2 from Citibank) and For 5 points earned at Shoppers Stop on other brands (3 from Shoppers Stop and 2 from Citibank).


IndusInd Bank Pinnacle Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Master

Rewards Type: null

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: NA


Yes Bank Prosperity Cash back Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: Get 15,000 Reward Points on your first transaction done within 90 days of card set up date

Annual Fee: 2500

Joining Fee: 2500

Reward Details: Enjoy Renewal Benefit of 10,000 Reward Points on each renewal


RBL Bank Classic Reward Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Earn 4 reward points for every 100 spent in India. 2) Earn 8 reward points for every ? 100 spent Internationally.


IndusInd Bank Platinum Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: No Joining Perks

Annual Fee: 0

Joining Fee: 0

Reward Details: The Rewards program on your IndusInd Bank Platinum Credit Card is exclusive. It is specially designed to cater to your lifestyle, enabling you to enjoy the power and freedom of maximum flexibility, access without restrictions and limitations imposed by other programs.


IndusInd Bank Worldmiles Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: No Joining Perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) If you were to take a flight from any city (say Delhi) within Zone 1 to any city within Zone 3 (say Zurich) costing you Rs. 17,000 as base fare, you would earn 1/5th the assigned TPM (in this case, 4,000 WorldMiles) which would translate into 800 WorldMiles. 2) For instance, the full fare and TPM between Mumbai, the major city in Zone 1, and London, the major city in Zone 3, are Rs. 85,000 and 4000 WorldMiles respectively.


IndusInd Bank Iconia Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Master/American Express

Rewards Type: Reward

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Weekdays1 Shopping 1.5 Reward Points 2) Weekends2 Shopping 2 Reward Points


RBL Bank IGU NHS Golf World Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: Complimentary newspapers and magazines


ICICI Bank Coral Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Cash Reward

Welcome Offer: Buy 1, get 1 movie ticket free at BookMyShow, through the week

Annual Fee: 1000

Joining Fee: 500

Reward Details: Get a complimentary tie from Provogue on joining


ICICI Bank Platinum Chip Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Shopping And Cash Back

Welcome Offer: 1) Here's the smart way to enjoy maximum benefits without having to pay for it! Just ensure that you spend ? 50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed.

Annual Fee: 99

Joining Fee: 199

Reward Details: -


IndusInd Bank Platinum Select Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Reward

Welcome Offer: -

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Watch your reward points grow by using your IndusInd Bank Platinum Select Credit Card for business or pleasure wherever and whenever you choose. 2) For every Rs. 150 spent on your IndusInd Bank Platinum Select Credit Card, you get 1 Reward Point.


ICICI Bank Sapphiro Visa Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: No Joining Perks

Annual Fee: 3500

Joining Fee: 6000

Reward Details: Cable length from ear bud to headphone plug :115 cm.


RBL Bank Insignia Preferred Banking World Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: Your next air travel will be discounted with our complimentary joining gift

Annual Fee: 0

Joining Fee: 0

Reward Details: 20,000 Reward Points--Your reward points will get you a gift of your choice from our reward catalogue. You will be spoilt for choices with our collection of hand-picked gift vouchers and holidays. 2) You earn 5 Reward Points for every Rs. 100 spent


Jet Airways IndusInd Bank Odyssey Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Airline

Welcome Offer: 1) Buy one movie ticket and get the other one absolutely free 2) You can avail up to 2 free tickets in a month 3) Offer valid on all theatres registered with Bookmyshow across all major cities

Annual Fee: 12960

Joining Fee: 5000

Reward Details: 1) 3 points/ 100 spent during weekends 2) 2 points/ 100 on all spends during weekdays 3) 12 points/ 100 spent on Jet Airways during weekend 4) 6 points/ 100 spent on others during weekend


Jet Airways IndusInd Bank Voyage Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: null

Rewards Type: Airline

Welcome Offer: 7,500 points and Free Jet Airways ticket on joining

Annual Fee: 2000

Joining Fee: 4000

Reward Details: 1) 6 points/ 100 spent on Jet Airways 2) 3 points/ 100 spent on others 3) 12 points/ 100 spent on Jet Airways during weekend 4) 6 points/ 100 spent on others during weekend


ICICI Bank Ferrari Platinum Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: 0

Annual Fee: 499

Joining Fee: 499

Reward Details: 1) Earn 2 PAYBACK points on every 100 spent for all retail purchases except fuel. Your points are easily redeemable for attractive products through PAYBACK, India's largest multi-partner coalition loyalty program.


ICICI Bank Rubyx Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: Complimentary airport lounge access 2) Buy 1, get 1 movie ticket free at BookMyShow, through the week 3) Get a complimentary tie from Provogue on joining

Annual Fee: 1250

Joining Fee: 1250

Reward Details: 1) Buy 1, get 1 movie ticket free at BookMyShow, through the week 2) A set of complimentary Sennheiser HD 221 headphones on joining


Indusind Bank Classic Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Lifestyle

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: NA


IndusInd Bank Gold Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Gold

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Grocery shopping 4 savings points 2) Cellphone bills 2.5 savings points 3) Electricity bills 2.5 savings points


RBL Bank Platinum Maxima Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: -

Welcome Offer: 1) Your card is equipped with a PIN-based EMV chip that provides added security to your card transactions, making them more secure. 2) Your online transactions also have added authentication layer of One Time Password (OTP) that is sent on your registered email id and mobile number. 4) You can buy in any currency and pay back later in Indian rupees.

Annual Fee: null

Joining Fee: 0

Reward Details: Your card is packed with exclusive privileges and membership benefits for a rewarding experience with RBL Bank.-


Yes Bank First Preferred Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer:

Annual Fee: 10000

Joining Fee: 0

Reward Details: Get 50,000 Reward Points on your first transaction done within 90 days of card set up date


Citi Prestige Credit Card

Citibank | Citibank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: Get 10,000 bonus air miles and vouchers worth Rs 10,000 from Taj Group or ITC hotels ,every year

Annual Fee: 20000

Joining Fee: 20000

Reward Details: 1) Enjoy the benefits of an unparalleled rewards program where every Rs 100 you spend on your Citi Prestige card, earns you 1 reward point locally and 2 reward points overseas. 2) Be rewarded for your existing relationship with Citibank and spends with additional bonus points. 3) Earn up to 30% bonus points up and above your regular earn, basis spends on the Citi Prestige credit card, 4) Earn up to 30% bonus points up and above your regular earn, basis spends on the Citi Prestige credit card, 5) Redeem your reward points against air tickets, hotel stays and car rentals with leading online travel partners, GoIbibo and Yatra.


Jet Airways ICICI Bank Rubyx Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: 5,000 Welcome Bonus JPMiles and a complimentary one way base fare waived domestic ticket code on joining

Annual Fee: 2500

Joining Fee: 2500

Reward Details: 5% eBooking discount at www.jetairways.com


HSBC Premier Mastercard Credit Card

HSBC Bank | HSBC Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: -

Annual Fee: 0

Joining Fee: 0

Reward Details: -


Yes Bank Prosperity Cash back Plus Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: Cash Back

Welcome Offer: Get Cashback of Rs 250 on spends of Rs 2500 in first 30 days of card set up

Annual Fee: 1000

Joining Fee: 1000

Reward Details: Get Cashback of Rs 250 on spends of Rs 2500 in first 30 days of card set up


ICICI Bank British Airways Premium Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: Receive 8000 bonus Avios the first time you use your ICICI Bank British Airways Premium American Express

Annual Fee: 7000

Joining Fee: 7000

Reward Details: -


ICICI Bank HPCL Coral American Express Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: null

Welcome Offer: PAYBACK is India's largest multi-brand loyalty programme and your card entitles you to earn PAYBACK Points on all your retail transactions.

Annual Fee: 199

Joining Fee: 199

Reward Details: Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth 500.


RBL Bank Classic Platinum Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Earn 2 reward points for every 100 spent in India. 2) Earn 4 reward points for every ? 100 spent Internationally.


IndusInd Bank Life Style Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: null

Rewards Type: Lifestyle

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: NA


Yes Bank Prosperity Edge Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: Cash Back

Welcome Offer: Get Cashback of Rs 250 on spends of Rs 2500 in first 30 days of card set up

Annual Fee: 1500

Joining Fee: 1500

Reward Details: 5% Cashback on spends on Movies, Grocery and Utility Bill Payments. 0.75% Cashback on all other spends except fuel.


RBL Bank Fun+ Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: -

Annual Fee: 499

Joining Fee: 0

Reward Details: -


IndusInd Bank Platinum Aura Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Master

Rewards Type: Shopping

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Shopping in departmental stores 4 savings points 2) Purchase of consumer durablesor electronic items 2 savings points 3) Restaurant bills 1.5 savings points 4) Books 1.5 savings points


Jet Airways ICICI Bank Coral Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: 2,500 Welcome Bonus JPMiles on joining

Annual Fee: 1250

Joining Fee: 1250

Reward Details: 1,250 bonus JPMiles every year on renewal each year


IndusInd Bank Indulge Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Super Premium

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: NA


HSBC Platinum Credit Card

HSBC Bank | HSBC Bank Credit Cards

Card: Visa

Rewards Type: CashBack

Welcome Offer: No Joining Perks

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Get 2 points per Rs. 150 spent 2) Reward points can be redeemed for a host of gifts and vouchers. 3) Earn EXTRA points when you shop at participating EXTRA partners 4) Reward point validity for 3 years.


RBL Bank Platinum Delight Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Shopping And Cash Back

Welcome Offer: You can earn 2 reward points for every 100 spent across on all your purchases.

Annual Fee: null

Joining Fee: 0

Reward Details: -


HSBC Makemytrip Platinum Credit Card

HSBC Bank | HSBC Bank Credit Cards

Card: Visa

Rewards Type: Reward

Welcome Offer: Exclusive Membership Anniversary gift when spends exceeds Rs. 100,000 during the first year:

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Get 5 points per Rs. 100 spent at Make My Trip 2) Get 1.5 points per Rs. 100 spent at other merchants 3) Reward points can be redeemed for a host of vouchers including MakeMyTrip vouchers


Citi Premiermiles Credit Card

Citibank | Citibank Credit Cards

Card: Visa

Rewards Type: Airline

Welcome Offer: 10000 points on joining

Annual Fee: 3000

Joining Fee: 10000

Reward Details: 1) 1200 cash back on MakeMyTrip domestic flight booking 2) 10 points/100 spent on airlines 3) 4 points/100 spent on others 4) Earn 10 Miles for every Rs 100 spent on all airline transactions. 5) Earn 10 Miles for every Rs 100 spent on travel & stay booked on exclusive website www.premiermiles.co.in and with our select partners. 6) Redeem the Miles across over a 100 domestic and international airlines. 7) The PremierMiles Card comes at an annual card fee of Rs 3000.


ICICI Bank British Airways Classic Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: null

Annual Fee: 3500

Joining Fee: 0

Reward Details: -


ICICI Bank Ferrari Signature Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: Complimentary Scuderia Ferrari watch on joining

Annual Fee: 999

Joining Fee: 3999

Reward Details: 1) Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy 2) Up to 15% discount on Ferrari merchandise at the Online Ferrari Store 3) Up to 15% discount on Ferrari merchandise at the Online Ferrari Store


IndusInd Bank Business Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Shopping

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: NA


Yes Bank Prosperity Rewards Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: 1000 Reward Points on INR 2,500/-

Annual Fee: 250

Joining Fee: 250

Reward Details: 1) 4 Reward Points on every INR 100 retail spends done on your Birthday (MYDAY) 2) 3 Reward Points on every INR 100 spent on International transactions (POS and ECOM) 3) 100 Reward Points on doing 4 transactions (of INR 500/- or above) within statement cycle for first 6 statement cycle


RBL Bank Titanium Delight Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Shopping

Welcome Offer: No joining perks

Annual Fee: 1000

Joining Fee: 750

Reward Details: -


RBL Bank Classic Shopper Credit Card

RBL Bank | RBL Bank Credit Cards

Card: Master

Rewards Type: Shopping

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 0

Reward Details: Earn 2 reward points for every 100 you spend on your card in India and abroad.


IndusInd Bank Platinum Aura Edge Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: -

Annual Fee: 0

Joining Fee: 0

Reward Details: -


Indianoil Citi Titanium Credit Card

Citibank | Citibank Credit Cards

Card: Visa/Master

Rewards Type: Fuel

Welcome Offer: null

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) If your bill amount exceeds Rs.10,000 in a single transaction, you will receive 4X Turbo Points for every Rs.150 up to Rs.10,000. 2) You earn 2X Turbo Points on spends upto 5,000 (or accrual of 67 Turbo Points) per month. Beyond that you earn 1 Turbo Point per Rs.150.


Indianoil Citi Platinum Credit Card

Citibank | Citibank Credit Cards

Card: Visa/Master

Rewards Type: Fuel

Welcome Offer: null

Annual Fee: 1000

Joining Fee: 1000

Reward Details: 1) 4X Turbo Points + 2.5% fuel surcharge waiver 2) You earn 2X Turbo Points on spends upto 5,000 (or accrual of 67 Turbo Points) per month. Beyond that you earn 1 Turbo Point per Rs.150. 3) Unlimited 1 Turbo Point for every Rs.150 spent


ICICI Bank Rubyx Visa Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Shopping/ Traveler

Welcome Offer: Specifications of the Sennheiser HD219 Headphones

Annual Fee: 2000

Joining Fee: 3000

Reward Details: 10% savings on self-drive rentals plus a choice of one of the following offers 1) One complimentary day with minimum 6 or more days in a booking. 2) One car class upgrade with minimum 3 or more days in a booking.


Citi Rewards Domestic Credit Card

Citibank | Citibank Credit Cards

Card: Visa

Rewards Type: Shopping And Cash Back

Welcome Offer: -

Annual Fee: 0

Joining Fee: 0

Reward Details: -


ICICI Bank Diamant Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Lifestyle

Welcome Offer: No Joining Perks

Annual Fee: 0

Joining Fee: 0

Reward Details: Comprehensive insurance cover


Yes Bank First Exclusive Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: null

Welcome Offer: No joining perks

Annual Fee: 1000

Joining Fee: 1000

Reward Details: 1) Welcome Onboard with 1500 Reward Points on total spends of Rs 7500 within 30 days of card set up 2) 6 Reward Points on every Rs 100 retail spends done on your Birthday (MYDAY)


Yes Bank Prosperity Rewards Plus Credit Card

Yes Bank | Yes Bank Credit Cards

Card: Master

Rewards Type: Reward

Welcome Offer: 1250 reward points on INR 5,000/- retail spends (within first 30 days of card issuance)

Annual Fee: 350

Joining Fee: 350

Reward Details: 1) Earn 12,000 reward points on annual spend of INR. 3.6 Lakhs in one anniversary year. 2) Anniversary year is defined as 12 months from the date of card set up or date of renewal 3) 5 Reward Points on every INR 100 retail spends done on your Birthday (MYDAY) 4) 4 Reward Points on every INR 100 spent on International transactions (POS and ECOM) 5) 4 Reward Points on every INR 100 spent on International transactions (POS and ECOM) 6) 2 Reward Points on every INR 100 on all other retail spends 7) 100 Reward Points on doing 4 transactions (of INR 500/- or above) within statement cycle for first 6 statement cycle


ICICI Bank Coral Contactless Credit Card

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: null

Welcome Offer: You pay a Joining Fee of 1,000 + service tax and get a complimentary tie worth ? 999 from Provogue. This will be directly delivered to you within 30 days of payment of the Joining Fee.

Annual Fee: 500

Joining Fee: 500

Reward Details: Earn 4 PAYBACK points on every 100 spent on dining, groceries and at supermarkets


HSBC Makemytrip Signature Credit Card

HSBC Bank | HSBC Bank Credit Cards

Card: Visa

Rewards Type: Shopping

Welcome Offer: Exclusive Membership Anniversary gift when spends exceeds Rs. 400,000 during the first year:

Annual Fee: 0

Joining Fee: 0

Reward Details: 1) Get 10 points per Rs. 100 spent at Make My Trip 2) Get 4 points per Rs. 100 spent at other merchants 3) The voucher/s can be redeemed on the total air fare and not restricted to base fare 4) Earn faster with accelerated reward programs: 5) 10,000 Reward points


IndusInd Bank Signature Credit Card

IndusInd Bank | IndusInd Bank Credit Cards

Card: Visa

Rewards Type: Premium Card

Welcome Offer: No joining perks

Annual Fee: 0

Joining Fee: 9999

Reward Details: 1.5 points/ 100 spent


Citi Cash Back Credit Card

Citibank | Citibank Credit Cards

Card: Visa

Rewards Type: Shopping And Cash Back

Welcome Offer: No Joining Perks

Annual Fee: 0

Joining Fee: 500

Reward Details: 1) 1200 cash back on MakeMyTrip domestic flight booking, 2) 5% cash back on select transactions And 0.5% Cash Back on all other spends 3) 0.5% Cash Back on all other spends 4) Citibank Previleges--Up to 20% savings across 2000 restaurants with Citibank credit and debit cards.


Jet Airways ICICI Bank Sapphiro

ICICI Bank | ICICI Bank Credit Cards

Card: Master

Rewards Type: Airline

Welcome Offer: 10,000 welcome bonus JPMiles and a complimentary Jet Airways air ticket on joining

Annual Fee: 10000

Joining Fee: 5000

Reward Details: Welcome aboard with membership to the JetPrivilege program and a bonus of 10,000 JPMiles on your Jet Airways ICICI Bank Sapphiro Credit Cards.